About the Habitat Realtor Network

Join Habitat’s Realtor Network for these advantages:

  • Insider knowledge about our affordable mortgage options for first-time homebuyers
  • Access to first-time homebuyer tools and affordability assistance for your clients and strategies
  • Visibility to build your brand and partner with a highly-respected and trusted nonprofit
  • Additional benefits and recognition once you close homebuyer loans with us
  • Opportunity to give back to your community

Working with a homebuyer right now? Your client can get started here today.

Sign up to learn more about the Habitat Realtor Network

Habitat Homeownership Program

Step 1

Habitat confirms homebuyers are mortgage-ready. If they’re not, they can work one-on-one with a Habitat homeownership advisor to address credit, savings or other barriers.


Step 2

Homebuyers get pre-approved for an affordable mortgage through our wholly-owned nonprofit mortgage company, TCHFH Lending, Inc. We have no down payment, no mortgage insurance, closing cost grants, and an affordable mortgage payment set at no more than 30% of household income. Learn more about our mortgage*.


Step 3

Homebuyers work with you, their REALTOR®, to find a home they love anywhere in the seven-county metro area. Homebuyers complete homeownership classes to prepare for the responsibilities of homeownership. If a home needs a little rehab help, our mortgage includes a rehab option.

Together we can help your clients buy a home they love with a mortgage they can afford.

Hear from REALTORS® who have worked with us

"I love working with Habitat for Humanity! In addition to their care for the community, the open market program and superior loan product has proven to be the best choice for many of my clients seeking homeownership."

Julia Israel, REALTOR®, Keller Williams Integrity Lakes

"It has been such an honor working with Habitat and their loan program. They take the fear out of first-time homebuyers with their educational classes. Their loan is top notch and they truly care for each and every one of their buyers. I look forward to helping more habitat buyers find the home of their dreams."

Heather Phonseya, REALTOR®, My Mobile Agents


Connect with Us

Realtor Connect Meetings

Next meeting: Tuesday, May 14, 10:00 to 11:00 a.m. 

Habitat's Main Office:
1954 University Avenue W, St. Paul, MN 55104

Join Habitat staff for a meet and greet. You’ll hear the benefits of partnering with Habitat, learn our mortgage* product details, and get to know our loan officers. 

Realtor Connect meetings occur on the second Tuesday of each month. Submit the form above to register for an upcoming meeting.

*Habitat mortgages are provided through our wholly-owned nonprofit mortgage company, TCHFH Lending, Inc.


REALTOR ® is a federally registered collective membership mark which identifies a real estate professional who is member of the NATIONAL ASSOCIATION OF REALTORS ® and subscribes to its strict Code of Ethics.

Questions? Contact Us