Now you can buy a home you love with a low-interest mortgage from Twin Cities Habitat. Buyers earning $40,000 to $85,000+ have worked with us to qualify and close on a home.
Now you can buy a home you love with a low-interest mortgage from Twin Cities Habitat. Buyers earning $40,000 to $85,000+ have worked with us to qualify and close on a home.
Becoming a first-time homebuyer is a wonderful goal, and with time, proper preparation, and knowledge of what you can afford, you’ll be able to achieve that goal.
Why Buy with Habitat
Affordable monthly mortgage payments capped at 30% of your income
30-year mortgage with 3.0% fixed interest rate for the term of the mortgage
Down payment, closing cost, and affordability assistance
Guidance through each step of the qualification and home buying process
Homebuyer education workshop helps prepare you for the responsibilities of homeownership
We are a trusted partner. For over 35 years, Twin Cities Habitat has helped more than 1,300 local families become homeowners.
Affordable monthly mortgage payments capped at 30% of your income
30-year mortgage with 2.0% fixed interest rate for the term of the mortgage
No down payment required. Closing cost and affordability assistance available.
Guidance through each step of the qualification and home buying process
Homebuyer education workshop helps prepare you for the responsibilities of homeownership
We are a trusted partner. For over 35 years, Twin Cities Habitat has helped more than 1,300 local families become homeowners.
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Ways to Buy with Habitat
There are two ways to buy a home with Twin Cities Habitat. Either way, we provide you with the education and support you need to become a successful homeowner.
Shop for a home with a Realtor
Once you’re approved for a mortgage, you can work with a Realtor to find a home in the seven-county metro area.
Find out if you're eligible for our homebuyer program
Sample Mortgage Terms
Estimated First Mortgage
$200,000
Fixed Interest Rate
2.0%
APR (Annual Percentage Rate)
2.0426%
Monthly Principal and Interest Payment *Monthly payment estimates quoted reflect the principal and interest portion of the payment and do not include homeowner’s insurance, property taxes, or maintenance fund, which are also required to be paid.
$739.24
Term
30 Years
Borrower Down Payment
$0.00
Borrower-Paid Closing Costs *Borrower’s contribution to closing costs does not include the owner’s title insurance policy if the homebuyer chooses to purchase.
$3,000
Please note that our rates and terms can change at any time.
